Consolidated
In thousands
2010 2009
Assets
Invested $ 718,169 $ 699,101
Other $ 81,266 $ 74,016
Total Assets $ 799,435 $ 773,117
Liabilities
Loss and Loss Expense Reserves $ 397,323 $ 418,487
Other $ 110,216 $ 107,511
Total Liabilities $ 507,539 $ 525,998
Policyholders' Surplus $ 291,896 $ 247,119
Key Statistics
Dividend $ 11,114 $ 10,102
Net Written Premium $ 161,152 $ 169,147
Premium-to-Surplus Ratio   .55:1   .69:1
Number of Policyholders   19,385   19,791
Combined Ratio   91.06%   102.02%